The XRP price is currently more than 45% below the price highest ever and continues to decline amid broader market uncertainty. Despite the slow price action and weak momentuma crypto analyst has predicted that XRP could explode to $50 soon, providing reasons for his ambitious prediction. He boldly stated that the cryptocurrency will not first experience a gradual climb to $5 or $10, but will instead jump straight to $50.
XRP is set to reach $50 with a Ripple Bank Charter
Crypto analyst Pumpius has done that outlined a compelling scenario that could dramatically change XRP’s market prospects. The market expert claims that a single regulatory event could catapult the price of XRP to $50representing an increase of over 2,300% from current levels around $2. In his thread post on X, he explained the reasons for his bold prediction and the trigger behind this parabolic wave.
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Pumpius believes XRP could rise to $50 once Ripple a charter of a national trust bank from the US Office of the Comptroller of the Coin (OCC). According to him, the approval of this banking license would give Ripple the same powers as major US banks, as well as direct access to the Federal Reserve (FED).
The analyst noted that Ripple could be given the authority to hold crypto and tokenized assets through the charter. issuance of stablecoinsand settle securities under full regulatory supervision. He described the possible approval of the banking license as a fundamental step that could establish Ripple as a leading force in US token financing.
Pumpius emphasized that XRP remains at the center of the changes, positioned as the native bridge assets in this potential structure. He suggested that, with a charter, banks, brokers and funds could bypass intermediaries and communicate directly with each other Ripple to move value into tokenized markets.
According to the analyst’s predictions, the result of this shift could be a massive, sustained increase liquidity and institutional demand for XRPcreating the ideal conditions for an unprecedented price rally. He explains that $6.6 trillion comes through the banks every day global settlementsEven a small portion routed through the limited supply of XRP could push the price towards $50.
Although the market expert’s prediction is ambitious, it depends entirely on it the OCC’s decisionwhich is not guaranteed and may be affected by compliance standards, risk assessments and wider financial policy considerations. Even with approval, actual integration by major institutions would likely take a long time and rely on competition with existing settlement networks.
Ripple Legal Victory Paves the Way for $50 XRP Price
In his post, Pumpius suggested as much Ripple’s protracted legal battle with the US Securities and Exchange Commission (SEC) was part of a broader strategy to ensure regulatory clarity. He viewed the former lawsuit as a smokescreen designed to delay, filter and prepare the way for a national trust banking charter under the OCC. Of the case has now been resolvedthe analyst indicates that the timing is perfect for Ripple to pursue full regulatory approval and integrate XRP into mainstream banking channels.
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Pumpius boldly declared that the day the OCC approves Ripple’s banking license will mark a turning point for XRP and its transformation from a cryptocurrency to ‘the rails of American finance’. At that point, the analyst states that a $50 price target would be significantly undervalued.
Featured image created with Dall.E, chart from Tradingview.com