Eco, a stablecoin infrastructure platform backed by a16z Crypto, has introduced Programmable Addresses, a new feature designed to automate cross-chain fund routing for developers, enterprises and institutional users.
Traditionally, users manually bridge, exchange or redistribute crypto assets after receiving funds.
This process is fragmented, time-consuming and error-prone, especially in a multi-chain environment where liquidity, gas tokens and wallet balances are spread across different networks. Each step often requires separate transactions, additional fees, and exposure to bridge errors or partial execution risk.
With programmable addresses, Eco integrates execution logic directly into the address, allowing developers to automate cross-chain routing, treasury consolidation, payroll distribution, and other workflows without manual intervention.
“The industry has long viewed the receipt of money as the conclusion of a transaction. However, in any functional economy, this is just the beginning,” said Ryan Saxe, CEO of Eco. “By turning the address itself into an execution environment, we reduce the coordination overhead associated with cross-chain interactions. This represents a shift from a world where receiving happens to you, to a world where it is designed for you.”
The system operates over EVM-compatible networks and Solana, eliminating gas tokens, liquidity fragmentation and reconciliation complexity. Powered by Eco’s intent-based execution layer and solver network, transactions are settled atomically with cryptographic guarantees.
Eco plans to expand support beyond its current network coverage and integrate tools such as ERC-7715, a standard for automated wallet permissions that emerged from Ethereum’s development of account abstraction.
Founded in 2018, Eco aims to make digital assets practical for everyday financial activities. In addition to a16z Crypto, the company is backed by Expa, Pantera Capital, Founders Fund and Coinbase Ventures, among others.
The company is positioning itself as an alternative to traditional financial products, seeking to merge savings and payments into one crypto-based wallet experience.