Robert Kiyosaki, author of the best-selling personal finance book “Rich Dad Poor Dad,” has issued a stark warning about what he describes as a coming retirement crisis for baby boomers, pointing to cryptos like Bitcoin, Ethereum and other assets like gold and silver as the top assets families should hold to protect themselves from the coming turbulence.
Related reading
In one post addressed to X about “Boomers” and their families, Kiyosaki traced his concerns to 1974, when he said he had first identified the structural conditions that would ultimately lead to what he now calls the “Baby Boomer Retirement Disaster.”
With millions of Boomers facing financial hardship in 2026 — some of whom, he warned, will be homeless — the author described the moment as the arrival of a crisis he has spent decades trying to help people avoid.
Which Top Cryptos Should You Hold?
The recipe Kiyosaki offered was direct. In the post, he pointed readers to what he described as the foundations of a healthy financial future: real gold, silver, Bitcoin and Ethereum. The framework was deliberate – “real gold” rather than exposure to paper or ETFs – signaling a preference for physical and decentralized assets over instruments tied to the traditional financial system he has long criticized.
The recommendation places Bitcoin and Ethereum next to the two oldest monetary hedges in history, a combination that Kiyosaki has consistently returned to in recent years as his skepticism of fiat currencies and Wall Street has grown.
The broader warning
Kiyosaki’s post also referenced two books he wrote specifically for Boomers facing retirement insecurity: “Retire Young, Retire Rich” and “Who Stole My Pension?” – noting that Wall Street has historically resisted both titles. For those who acted on the advice in those books, he suggested, the current environment has validated the preparation.
The author concluded with a characteristically blunt assessment of what lies ahead, describing a “rough global economy” and calling on his followers to prepare accordingly.
Related reading
At the time of writing, Bitcoin is trading at around $79,500, with the broader market consolidating near key support levels as macro uncertainty continues to weigh on sentiment.
BTC's price trending upwards on the daily chart. Source: BTCUSD on Tradingview
Cover image of Grok, BTCUSD chart from Tradingview