The last weeks of 2025 have confirmed fears of an impending winter on the crypto market. defined through a period of volatility and falling prices.
When global crypto volatility peaked and prices of major coins plummeted, the two giants of the sector, Bitcoin and Ethereum, became the main victims.
Bitcoin and Ethereum ETF suffer losses
From mid-November to mid-December, the US spotted Bitcoin [BTC] and ether [ETH] ETFs collectively generated a staggering $4.6 billion in net outflows.
Yet in the shadow of this mass exodus there is a single, The US-listed spot XRP ETF has quietly achieved an uninterrupted streak of consecutive net inflows.
Since their debut on November 13, these funds have attracted nearly $1 billion in new capital in a month, which is in stark contrast to the panic around BTC and ETH.
XRP ETF vs BTC ETF and ETH ETF
According to data from SoSoValueRipple [XRP] spot ETFs have been attracting new capital every trading session, with total net assets now rising to approximately $1.12 billion.
Crucially, not a single day of net redemptions has been recorded for the five products.
Meanwhile, existing crypto ETFs are facing increasing pressure.
Over the same 30-day period, US spot Bitcoin ETFs have seen net outflows of approximately $3.39 billion, punctuated by severe individual episodes, such as the single-day withdrawal of approximately $903 million on November 20.
This trend even continued on December 15, when Farside Investors reported single-day combined numbers outflow of $357.6 million for BTC ETFs and $224.8 million for Ethereum ETFs.
Managers weigh in
Brad Garlinghouse, CEO of Ripple, expresses this difference noted,
“<4 weeks, and XRP is now the fastest crypto Spot ETF to reach $1 billion in AUM (since ETH) in the US.”
For Garlinghouse, this difference is not a coincidence of the market, but the logical consequence of a rapidly maturing asset class.
In his commentary, Garlinghouse also pointed to two key factors behind the surge in ETF inflows: strong demand for regulated crypto products and a growing investor focus on long-term stability.
He said the rapid influx of $1 billion shows how much appetite there is for compliant crypto options.
Traditional financial giants like Vanguard have also made crypto available in retirement and basic trading accounts, opening the door to millions of everyday investors who don’t need any technical knowledge.
This Garlinghouse believes it is the new “off-chain” investor group that values simplicity and regulation over speculation.
Echoing a similar sentiment, another X user -Coach JV added,
“XRP is the GOAT!”
But despite the clear, structural demand evident from the data, this institutional confidence has yet to translate into a speculative price increase, creating the last great paradox of 2025.
Token’s price action and more
While Bitcoin and Ethereum are posting heavy losses, BTC is posting down up 3.59% to $86,561.58 and ETH down up 6.1% to $2,947.47, also XRP slipped 5.32% to $1.89 thanks to the broader market decline.
In fact, even with this positive ETF momentum, the price of XRP has remained stubbornly flat around $2.
Therefore, with 2026 on the horizon, it will be interesting to see whether this trend is just a short-term anomaly or the start of a long-term institutional shift.
Final thoughts
- The inflow-outflow contrast between XRP and BTC/ETH highlights a maturing market, one in which capital rotation mirrors TradFi’s behavior.
- XRP’s momentum emerges at a time when crypto narratives have been broken, making it the “stability anchor” that the market has been lacking.