London, United Kingdom, April 22, 2026, Chainwire
-Integration provides multi-currency accounts, including SEPA Instant compatible EUR payments, and FX infrastructure for CEX.IO’s global operations.
OpenPayd, a leading provider of financial infrastructure, has been selected by global cryptocurrency exchange CEX.IO to power its fiat payment and institutional settlement operations on its global platform.
CEX.IO supports 15 million retail and professional users worldwide, with managing liquidity across jurisdictions creating operational complexity. Especially for institutional participants, the reliability of settlement is just as important as the quality of implementation. Through OpenPayd’s infrastructure, CEX.IO has introduced multi-currency accounts in EUR, GBP and USD, in addition to integrated currency capabilities, enabling more efficient treasury management and streamlined cash flow across its global operations.
Within this framework, EUR payment flows are supported via SEPA and SEPA Instant, giving CEX.IO access to near real-time settlement of transactions in euros. By consolidating these flows within a single environment, CEX.IO gains a unified treasury view, supporting faster reconciliation, seamless settlement, and greater control as volumes and counterparty relationships grow.
The integration is designed to simplify the way funds move across CEX.IO’s global operations. Instead of relying on fragmented banking relationships, CEX.IO can now route deposits, withdrawals and internal treasury flows through a unified infrastructure, helping institutional and corporate clients achieve faster, more consistent settlements.
Iana Dimitrova, CEO of OpenPayd, said: “CEX.IO operates on a global scale, with institutional customers who expect consistency at every touchpoint. The infrastructure underpinning that consistency enables exchanges to seriously compete for institutional power. By choosing OpenPayd and consolidating fiat settlements into a single environment, CEX.IO is building the operational foundation needed to support its next phase of growth.”
Arina Dudko, Head of Corporate Payment Solutions at CEX.IO, said: “Institutional participants increasingly expect crypto platforms to match the speed, reliability and transparency of traditional financial systems. This integration reflects our focus on closing that gap. By embedding OpenPayd’s real-time EUR settlement and unified treasury capabilities, we are aligning our infrastructure with the standards institutions are accustomed to, while maintaining the flexibility of digital asset markets.”
This collaboration reflects a broader shift in the way digital asset exchanges approach fiat infrastructure. As institutional participation in crypto markets deepens, the ability to achieve regulated, real-time EUR settlement within a complex entity structure – without the friction of fragmented banking arrangements – is becoming an increasingly important operational capability. Through OpenPayd’s regulated infrastructure, CEX.IO can expand those capabilities as its institutional business continues to grow.
A pioneer in the crypto industry since 2013, CEX.IO started as the GHash.IO mining pool, mining over 583,000 bitcoins. After reaching nearly 51% of Bitcoin’s mining power, the platform voluntarily scaled back mining capacity, shifting its focus to trading. Since then, CEX.IO has grown into a comprehensive platform with over 15 million registered users, offering services for buying, storing, trading, selling, sending and earning digital assets. As the first exchange to enable crypto purchases via credit card, CEX.IO has consistently led the way in innovation while maintaining an impeccable 13-year track record in security and regulatory compliance, with 40 worldwide licenses and registrations.
About OpenPayd
OpenPayd is building the universal financial infrastructure for the digital economy. The rails-agnostic platform, founded in 2018 by Dr. Ozan Ozerk, enables companies to move and manage money globally – across fiat and digital assets – through a single, powerful API. OpenPayd offers embedded accounts, FX, domestic and international payments, Open Banking and stablecoin on/off ramps – creating interoperability between traditional finance and digital assets. With one of the most extensive banking networks on the market, OpenPayd enables real-time money movements anywhere.
Trusted by global brands including eToro, Kraken, OKX and B2C2, OpenPayd processes more than $180 billion in volumes annually for more than 1,000 companies. It is the infrastructure layer that powers the next generation of financial services.
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