Crypto analyst and XRP advocate Levi Rietveld recently shared a short post on and new payment systems such as the crypto industry.
Bessent’s comments focused on reforming the financial infrastructure so that capital markets can function more efficiently for mainstream users. In turn, Rietveld viewed these comments as closely aligned with the original purpose for which XRP was created.
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What XRP is designed for
In Levi Rietveld’s video clip shared on X In addition to stating that XRP is being built for this purpose, Scott Bessent outlined a policy direction that emphasizes evaluating regulatory barriers to blockchain technology, stablecoins and new payment systems.
Bessent stated that officials will scrutinize regulatory barriers to blockchain, stablecoins and new payment systems and consider reforms to unleash the power of U.S. capital markets. Notably, this plan aligns with a more crypto-positive approach adopted by the current US administration under President Donald Trump.
$XRP Built for this! pic.twitter.com/WNDUoeFPC4
– Levi | Crypto Crusaders (@LeviRietveld) December 22, 2025
These are a part of the efforts of the US government to modernize crypto regulation and define clearer frameworks for digital assets, including proposed actions aimed at bringing clarity to the markets and stablecoins. One example of these is the Clarity Act, a legislative proposal that aims to clearly define the legal treatment of digital assets, separate payments-oriented tokens from securities, and assign clearer oversight roles to agencies such as the SEC and CFTC.
Bessent’s comments focused on improving payment systems and removing friction around new financial technology. XRP proponents like Levi Rietveld would be quick to point out that the theme is closely aligned with the way the cryptocurrency works and the XRP Ledger were designed.
The XRP Ledger operates with transparent settlement, predictable transaction fees, and finality that is not dependent on mining or complex smart contract execution. These features are important for institutions that need clarity and reliability.
In practice, the real role of XRP is most visible through the payment solutions developed by Ripple. Banks and others financial institutions do not need to maintain large balances of foreign currencies as XRP can be used as an intermediate asset during settlement.
The current regulatory and institutional position of XRP
Progress in regulatory clarity has helped build the real institutional infrastructure around XRP. Multiple Spot XRP ETFs have received approval and launched in 2025 and the first numbers are positive, with an inflow worth more than $1.14 billion. According to Bloomberg estimates, these funds could attract between $5 billion and $7 billion in institutional capital by 2026.
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This creates new opportunities for asset managers, pension funds and other institutional allocators to hold XRP within traditional investment vehicles. All this cannot be possible without the clear framework for blockchain, stable coins and new payment systems proposed by Bessent.
Featured image from Unsplash, chart from TradingView