Ripple’s early foray into partnerships with banks may find new relevance in an unexpected place. One of its long-time collaborators has resurfaced at the center of X Money, the payments initiative tied to X’s broader ambition to become a global financial super app. What once served as a bridge for Ripple’s cross-border payments network is now part of the infrastructure aimed at scaling digital payments to a massive user base.
How a Ripple-Linked Bank Became Part of Elon Musk’s Payments Push
A Ripple-linked banking partner from the company’s earliest expansion days has now surfaced in Elon Musk’s X Money ecosystem. RippleXity revealed on
The same Cross River Bank that reportedly issues the Visa Debit and Flex cards appears in X Money’s beta program. As X builds its payments layer through regulated banking and card infrastructure, this places a Ripple-linked financial institution within Musk’s growing digital payments infrastructure.
Furthermore, the development has quickly attracted attention within the XRP community as it creates a direct historical overlap between Ripple’s early settlement technology and X Money’s regulated technology. banking frame. While there is still no official confirmation of the XRP integration within X Money, many see Cross River Bank’s role as an important connection that is difficult to ignore.
Ripple Prime Revenues Surge Despite XRP Trading Below Record Highs
While XRP continues to trade below 50% of its all-time highs, Ripple’s broader infrastructure business appears to be gaining momentum behind the scenes. A technical analyst known as ChartNerd has done just that noted that accelerates institutional adoption across Ripple’s ecosystem, with Ripple Prime emerging as one of the company’s strongest growth engines.
The platform has reportedly tripled its revenue in the past twelve months, processed more than 60 million transactions, and now clears more than $3 trillion annually while operating in the United States. So this is just one part of the broad infrastructure stack that Ripples is building during a bear market, and the projects being built now will accelerate the next bull run.
Ripple and XRP have been building this infrastructure for over a decade, from surviving regulatory battles and securing a big win against the SEC to expanding XRP Ledger functionality. XRP reigns as a commodity, expanding XRPFI and DeFi capabilities, strategic acquisitions, banking partnerships, and strengthening global infrastructure through XRPL upgrades. With more than 300 institutional clients and increasing global licensing approvals, these fundamentals have never been stronger, and clarity is on the horizon.