The US Federal Reserve sends a change in rule in those banks with one “deficient” rating to still be considered “well managed”.
The current major financial institution (LFI) of the FED includes the framework of LFI) Three components: capital, liquidity and administration/controls, each of which has four potential ratings: broadly meets expectations, meets the expectations, deficient-1 and deficient-2.
Currently, a single deficient 1 or deficient 2 score in one of the three components means that a bank is no longer considered ‘well managed’.
The Fed Notes large banks must be “well managed” for each of their storage institutions to be treated as a financial holding, so that a company can perform a wider range of non -banking activities, such as insurance and trade in securities.
Michelle W. Bowman, the vice-chairman of the FED for supervision, says that almost two-thirds of the large financial holding companies under the LFI rating framework are not considered ‘well-managed’ in the current system, despite the fact that capital and liquidity levels ‘are considerably above the legal requirements’.
“Dit komt omdat het LFI-framework momenteel de ‘goed beheerde’ status van een bedrijf toewijst op basis van een enkele deficiëntie in een beoordelingscomponent, in plaats van de financiële en managementgezondheid van een bedrijf volledig te bekijken. Het voorstel zou in het algemeen een tekort vereisen in een grotendeels in deze bepaling van het bestuur in deze manier, in deze manier, in deze manier, in deze manier, in deze manier, in deze manier, in deze manier, in deze manier, in This way, in this way, in this report recognition of the general state of a company in determining the well -managed status.
Banks with a single “Deficient -2” score, the more serious shortage, would still not be considered “well managed” in the proposed new system. The FED is currently asking for public input on the proposal.
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